In a part of the world just starting to open up to e-commerce OmbuShop is one of the first online shop platforms in Latin America.
I spoke with co-founder Ernesto Tagwerker over coffee in Buenos Aires over the challenges and opportunities facing them. In particular with an interest in payments.
Tell us briefly what OmbuShop is?
OmbuShop allows people in Latin America for the first time to create a simple on-line store and easily accept payments for their products.
Designers love us as our shops are fully customizable down to the pixel level.
Which countries are your primary focus?
We are currently targeting Argentina, Chile and Mexico. Future markets are Colombia and Brazil. We would also like to eventually expand outside Latin America.
Who are the partners and background?
My partner is Lucas Mourelle who is a very respected graphic designer here in Buenos Aires. He designs both …
CCLite is an open source application for managing community currencies. Hugh Barnard just released 0.9.0.
I thought it would be interesting to ask him a few questions.
What is CCLite?
Software for mutual social currencies, therefore LETS style currencies but fairly adaptable to other models.
When did you start work on it originally?
About 2005 but it’s off/on depending on the rest of my life
How did you get into the Community Currency world?
Encyclopedia of Social Inventions which opened my eyes to other ways of doing currencies. Then I met Michael Linton in about 2005 and started cclite.
How many currencies do you estimate are currently using it?
10 that I know about, it’s GPL so I don’t really know my users.
Is it mainly used in the UK or elsewhere as well?
Downloaded from everywhere but that doesn’t, of course, imply use. That’s why I’ve been machine translating foreign …
To much fanfare MasterCard just launched their new PayPass Online not to be confused with their PayPass Wallet NFC offering.
We’ve packed a whole lot of choice into one ingenious, little button. You see, the PayPass checkout button not only lets you use our PayPass Wallet to checkout quickly and securely, it lets you use any digital wallet offered by a PayPass partner.
I applaud them for trying but unfortunately it is flawed on many different levels. They missed a great opportunity, but they don’t even seem to fix the fundamental security issues in the existing network.
First the good:
User only enters payment information once
User only enters shipping information once
Example code for Java/.NET/Android/IOS
Partner’s can create their own wallets
Now the very bad:
No OAuth 2
Returns full credit card account to merchant (yes you read right)
Very complex flow
No embedded payment functionality
Reliance on 3rd …